Comment & Blogs
Auto-enrolment is now entering a critical phase, with approximately 1.8 million small and micro-employers attaining their ‘Staging Date’ during this year and next.
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I was at a street party for the Queen’s birthday and someone asked me what I did, and when I said I worked in pensions the immediate response was – “so you are a financial adviser?”
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In the lead up to the Spring budget there was a fair amount of speculation about what major (negative) changes were going to be made to pensions.
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It seems today that if there is a problem with pensions or if people are looking for someone to blame for people losing money, then SIPPs seem to be at the front of the line.
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How popular have the pension freedoms been? In the period running up to April 2015, I was often asked what I thought we would see with the advent of the pension freedoms.
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Sipp quotes really are one thing in the pensions world that I don’t understand.
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Earlier this week I spoke at a TISA seminar on Mastertrusts. I was a bit of an interloper – Mastertrusts are certainly not my specialist subject – but I was asked to talk about lessons to be learnt from the Sipp market.
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As we approached 6 April this year the press started to look at the ten-year anniversary of ‘A-Day’ – the day on which pension simplification regulations came into force. Their conclusions have, unfortunately, been anything but positive.
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The third edition of the Retirement Market Data Bulletin has recently been released and although it makes interesting reading, I suppose it does leave many questions unanswered.
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One of the Chancellor’s ‘rabbits from his hat’ in this year’s Budget was the Lifetime ISA.
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