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A pretty solid pension’s day was had earlier this month, with an eloquent debate in the House of Commons about equalisation of state pension ages.

Looking at the UK’s first State Pension Age review...

I was writing an article the other day in which I made the point that, with the changing demographics in the UK, one of the Government’s main tools for controlling costs and behaviour is the State Pension Age (SPA).

While a lot of people are breathing a sigh of relief at the lack of pension reform in the Budget I think we do know a little more of where we stand and that is resoundingly in the middle.

Two things have happened at the beginning of this month that will have a major impact on my life.

As we approached 6 April this year the press started to look at the ten-year anniversary of ‘A-Day’ – the day on which pension simplification regulations came into force. Their conclusions have, unfortunately, been anything but positive.

The morning after Budget day found me waking up in my hotel rather down.

  1. Neil MacGillivray: I hope tax relief decisions not already taken
  2. Neil MacGillivray: Time bomb ticking
  3. Mike Morrison: Advisory regime needs some radical change
  4. Mike Morrison: why would we want less flexible market?

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