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This year's AMPS annual conference was a great success with a 120 attendees and a wide and varied range of subject matter covered. As always there were number of topics which will be of interest to advisers.

So, Budget 2015 brought us another change to the lifetime allowance (LTA), with the proposal to reduce it from £1.25 million to £1 million. This now seems to be the pension policy of choice for at least two of the main political parties.

Sometimes you spot something a bit left field that makes you wonder about the wider implications and whether trouble is just over the horizon.

We live in an instantaneous world – if I go on Amazon I can have my purchase with me the next day, banking can be done at the click of a mouse and bills can be paid without even getting up in the morning.

Much of my last 12 months has been spent touring the UK, talking to advisers about pension freedoms. Whilst I still have a few sessions to go, I’d like to share a few interesting findings with you.

There's five months to go until the new pension freedoms are upon us and, with them, the change in death benefit rules.

  1. Andrew Roberts' Blog: Capital adequacy changes fail clarity test
  2. Andrew Roberts' Blog: future of tax-free cash sum disturbing
  3. MacGillivray blog: Sipp story like a John Grisham novel
  4. MacGillivray blog: In search of the missing jigsaw pieces

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