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Earlier this week I spoke at a TISA seminar on Mastertrusts. I was a bit of an interloper – Mastertrusts are certainly not my specialist subject – but I was asked to talk about lessons to be learnt from the Sipp market.

As we approached 6 April this year the press started to look at the ten-year anniversary of ‘A-Day’ – the day on which pension simplification regulations came into force. Their conclusions have, unfortunately, been anything but positive.
The third edition of the Retirement Market Data Bulletin has recently been released and although it makes interesting reading, I suppose it does leave many questions unanswered.
One of the Chancellor’s ‘rabbits from his hat’ in this year’s Budget was the Lifetime ISA.
The morning after Budget day found me waking up in my hotel rather down.
While a lot of people are breathing a sigh of relief at the lack of pension reform in the Budget I think we do know a little more of where we stand and that is resoundingly in the middle.

Looking at the UK’s first State Pension Age review...

I was writing an article the other day in which I made the point that, with the changing demographics in the UK, one of the Government’s main tools for controlling costs and behaviour is the State Pension Age (SPA).

I try to avoid speculating on the outcomes of the Budget. However as this year’s fast approaches one can’t help but take a great deal of interest on the various views being expressed on what will be the aftermath of the Green Paper – Strengthening the incentive to save: a consultation on pension tax relief. So I think this time I will take a punt.

A pretty solid pension’s day was had earlier this month, with an eloquent debate in the House of Commons about equalisation of state pension ages.

Two things have happened at the beginning of this month that will have a major impact on my life.
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