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Comment and Blogs

For someone who's been involved with the Sipp market since its inception 2014 by any measure was an extraordinary year – and a year of considerable contrasts.

2015 is a watershed for me. It heralds the end of one journey and the start of another. It's difficult to be precise but sometime around 6 April will probably mark the transition point.

At the time of writing the new pensions landscape is less than four weeks away. And yet quite remarkably no-one seems able to predict with any confidence just how pension savers will respond.

There is much written about why individuals need to be incentivised to save for retirement and the importance of tax relief on contributions in achieving that goal.

Sipps Pro is delighted to welcome Neil MacGillivray, chairman of the Association of Member-directed Pension Schemes, as our latest blogger.
Mr MacGillivray, also head of technical support at James Hay Partnership, will regularly be writing for the website and in his first article below, he explores the latest on pension liberation.

Commentators, regulators and even the industry itself have all struggled to split the SIPP market into neatly labelled boxes to highlight the wide range of products under the SIPP moniker.

  1. Andrew Roberts blog: Unrestricted drawdown – a catalyst for simplification?
  2. Andrew Roberts' Blog: Why SSAS statistics are hard to come by
  3. Andrew Roberts' Blog: Time for change to SSAS rules?
  4. Andrew Roberts blog: Industry in need of a unanimous investment decision

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