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The fall-out from a General Election inevitably involves a game of musical chairs; masquerading as a Parliamentary reshuffle.

The FCA this week revealed plans for changes on DB transfer advice, including scrapping guidance that the adviser should start from the assumption that a transfer will be unsuitable.

I went into a meeting for only a couple of hours and come out to find out that for many the state pension age will be 68 rather than 67 as they were expecting, for me however there is no change – well not yet anyway.

As is to be expected, a lot of the conversations that I have recently had with advisers have centred around defined benefit (DB) transfers.

When Theresa May called a snap General Election in April, few would have envisaged the outcome resulting in a hung parliament and no Conservative majority.

I have just finished AJ Bell’s annual tour of the UK where a host of lucky advisers got to hear me talk about the current key pension issues.

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