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When SIPPs were created in Chancellor Lawson’s Budget speech back in 1989, the world was a different place. We were pre-financial crisis, pre-simplification, pre-freedom and choice and less engaged with saving for the long term, in part due to the pensions industry having been dominated by DB schemes.

Regular readers may recall my Blog from last October, entitled “Cart before horse nonsense has to stop”, in which I berated the time it was taking to get legislation through Parliament, ratifying pension-related changes that had, in effect, already come into force (for example, applying for Fixed Protection 2016).

In August, HM Treasury and the Department for Work & Pensions finally released their response to the ‘Pension Scams’ consultation.

Many years ago (as some of the best stories begin) when I was working for Winterthur Life, I undertook a series of talks around the UK.

A tsunami is usually defined as a natural disaster. By contrast, the tsunami of tributes and messages of condolence that has engulfed the world of financial services this week, in response to the passing of Mike Morrison on 6 November, is a natural expectation.

Pension scams come in many guises and cold calling is just one unwelcome activity that can easily target the vulnerable and lonely. 

  1. Putting their foot in it - Oppenham and Gauke’s faux pas
  2. Claire Trott: Advisers on DB defensive before FCA noticed
  3. Claire Trott: We live in hope of no rise for normal minimum pension age
  4. Jones-Tinsley: Who’s going to tell Brenda from Bristol?

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