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  • James Jones-Tinsley: Aiming for an advice-guidance sweetspot

    As Nikhil Rathi is reappointed as CEO of the Financial Conduct Authority (FCA) for another five years, the FCA has set out its strategic direction for 2025/26, with important implications for financial advisers.

  • Lisa Webster: Divorce impact on lump sums raises question

    The lifetime allowance may have been consigned to the annals of history but the various forms of protection are still relevant in the new world, especially when it comes to the amount of pension commencement lump sum (PCLS) that can be taken.

  • Martin Tilley: How education can tackle pension scams

    The dark reality of pension scams is that we don’t really know how common they are. Fraud is a crime which tends to have low reporting events and with pension scams, it’s no different. The emotional toll can be as large as the financial, with some people being too embarrassed to report that they have been the victim of a scam.

  • Lisa Webster: Maximising protected tax-free cash

    While 2024 ended with a lot of doom and gloom in the pension world following the big announcement on inheritance tax (IHT), there was some good news that may have slipped under the radar of some advisers.

  • Lisa Webster: Overcomplicated rules are a threat

    It may be more than a year since the Lifetime Allowance was formally abolished but issues are still emerging from the mess made by rushed legislation.

Latest News
Launched two weeks ago, the British Pension Survey, a landmark project aiming to reveal the contemporary financial challenges Britons face in retirement, is already producing surprising and alarming results, say organisers.

A survey of 1,000 financial advisers has found that Sipps provided by specialist providers are, on average, more popular than Sipps provided by life and pension companies.

HMRC has issued guidance today which confirms that salary sacrifice pension schemes will be able to meet the automatic enrolment requirements arriving this year, according to Hargreaves Lansdown.

AXA Wealth says it has set up its 600th Family Suntrust scheme, marking a millstone for the family Sipp plan. The average value per case is £726,000, says AXA Wealth.

The National Employment Savings Trust (NEST) has unveiled its national campaign to raise awareness of auto-enrolment.

The Office for National Statistics has revealed that 1.4m people are working past their pension age, double the figure of 20 years ago.

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