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  • Lisa Webster: Take the pension first? Think again

     

    With the impending changes to tax treatment of pensions on death, there has been talk around the order of income in retirement being turned on its head.

  • Tilley: Transfer reform welcome but SSAS governance is key

    At first glance, DWP’s June 2026 consultation on proposed changes to the 2021 transfer regulations does something the industry has long asked for; it acknowledges that the current regime, while well intended, has created too much friction for some perfectly legitimate pension transfers.

  • Lisa Webster: Good news from DWP for SIPPs but not SSAS

    The DWP has just released its long-awaited consultation on the SIPP transfer regulations – and it’s largely encouraging news. As an employee of a reputable SIPP provider the changes are positive. SSAS providers may be less enthusiastic about some of the proposals.

  • Lisa Webster: Should tax-free cash always be taken?

    Since the Lifetime Allowance was abolished and replaced with the Lump Sum Allowance (LSA) and lump sum and death benefit allowance (LSDBA), we have seen an increase in SIPP members who want to take drawdown only – foregoing the right to take the associated pension commencement lump sum (PCLS).

  • Tilley: Are we asking too much of pension savers?

    Working in UK pensions, I’ve always accepted that the system evolves. Fiscal pressures change, demographics shift, and governments recalibrate policy objectives. But even allowing for that, the pace and volume of legislative change in the pensions space over the last few years feels unprecedented, and in my view increasingly problematic.

Popular News

Latest News
Charles Stanley & Co has been appointed as a Discretionary Fund Manager (DFM) partner to the new Liberty SIPP.

Employers due to start auto-enrolment in April 2014 may have to take steps now to ensure they can hit a moving target on pension charges, according to Towers Watson.

A new survey suggests that Britons only begin to realise they will one day retire when they reach the age of 48.

Talbot & Muir has added a fifth Discretionary Fund Manager option to its new Simple Retirement Account (SRA).

Personal Touch Financial Services has announced the Sipp and other providers it has selected for its new restricted advice wealth management service for consumers.

One in five couples over the age of 40 have not discussed retirement plans in the last five years and many prefer to keep finances separate, according to a new study.

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