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  • Lisa Webster: Take the pension first? Think again

     

    With the impending changes to tax treatment of pensions on death, there has been talk around the order of income in retirement being turned on its head.

  • Tilley: Transfer reform welcome but SSAS governance is key

    At first glance, DWP’s June 2026 consultation on proposed changes to the 2021 transfer regulations does something the industry has long asked for; it acknowledges that the current regime, while well intended, has created too much friction for some perfectly legitimate pension transfers.

  • Lisa Webster: Good news from DWP for SIPPs but not SSAS

    The DWP has just released its long-awaited consultation on the SIPP transfer regulations – and it’s largely encouraging news. As an employee of a reputable SIPP provider the changes are positive. SSAS providers may be less enthusiastic about some of the proposals.

  • Lisa Webster: Should tax-free cash always be taken?

    Since the Lifetime Allowance was abolished and replaced with the Lump Sum Allowance (LSA) and lump sum and death benefit allowance (LSDBA), we have seen an increase in SIPP members who want to take drawdown only – foregoing the right to take the associated pension commencement lump sum (PCLS).

  • Tilley: Are we asking too much of pension savers?

    Working in UK pensions, I’ve always accepted that the system evolves. Fiscal pressures change, demographics shift, and governments recalibrate policy objectives. But even allowing for that, the pace and volume of legislative change in the pensions space over the last few years feels unprecedented, and in my view increasingly problematic.

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According to the 2013 edition of Pension Markets in Focus, pension fund assets achieved high returns in almost all OECD countries in 2012, with a real return greater than 5% in 18 countries.

The author who claims to be the UK's first Isa millionaire, Lord Lee, has written a 'financial autobiography' revealing his investment methods and philosophy.

Financial services firm True Potential Investments LLP says it has backed Government plans to reduce annual pension fees with the launch of a new pension product which claims to have no annual charges or transfer fees.

Brooks Macdonald Asset Management, the specialist investment manager, is forming a "strategic alliance" with FB Wealth Management – a Humberside IFA firm.

Towers Watson has warned that pension schemes could be made to finance the European body of pension supervisors under plans being considered in the European Parliament.

Fewer than half (46 per cent) of couples over the age of 40 in the UK have made arrangements to ensure that one partner will continue to receive a retirement income after the other dies.

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