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  • James Jones-Tinsley: Aiming for an advice-guidance sweetspot

    As Nikhil Rathi is reappointed as CEO of the Financial Conduct Authority (FCA) for another five years, the FCA has set out its strategic direction for 2025/26, with important implications for financial advisers.

  • Lisa Webster: Divorce impact on lump sums raises question

    The lifetime allowance may have been consigned to the annals of history but the various forms of protection are still relevant in the new world, especially when it comes to the amount of pension commencement lump sum (PCLS) that can be taken.

  • Martin Tilley: How education can tackle pension scams

    The dark reality of pension scams is that we don’t really know how common they are. Fraud is a crime which tends to have low reporting events and with pension scams, it’s no different. The emotional toll can be as large as the financial, with some people being too embarrassed to report that they have been the victim of a scam.

  • Lisa Webster: Maximising protected tax-free cash

    While 2024 ended with a lot of doom and gloom in the pension world following the big announcement on inheritance tax (IHT), there was some good news that may have slipped under the radar of some advisers.

  • Lisa Webster: Overcomplicated rules are a threat

    It may be more than a year since the Lifetime Allowance was formally abolished but issues are still emerging from the mess made by rushed legislation.

Latest News
Sole commercial property purchases in Sipps are a popular choice for advisers but the majority are failing to offer joint commercial property purchases, according to Suffolk Life.

The Association of Member-Directed Pension Schemes is demanding more effort to halt the promotion of UCIS (unregulated collective investments schemes) to the public.

Pension investors could pay more than 70 per cent in tax charges by including 'taxable property' in their Sipps and SSASs, according to Hornbuckle Mitchell.

Firms using small self administered schemes (SSAS) could be liable for substantial fines if they fail to abide by the rules.

More than two thirds of adults fear being forced to work past 65 because they cannot afford to retire, according to Zurich.

The eagerly anticipated "Platform" paper was published by the FSA on Wednesday 27 June and Andy Bell, chief executive of Sippcentre parent company AJ Bell has given his views in a new video interview.

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