Latest Blogs
-
Tilley: Will IHT reforms really threaten pension saving?
The Government’s decision to bring most unused pension funds and lump sum death benefits within the scope of inheritance tax (IHT) from 6 April 2027 has provoked widespread criticism from across the pensions industry. Providers, advisers and trade bodies have warned that the change risks undermining confidence in pension saving and damaging long term retirement provision.
-
Lisa Webster: Salary sacrifice cap will hit some hard
The headline story from Budget 2025 - in the pension world at least - was the plan to cap National Insurance relief for pension contributions paid through salary sacrifice at £2,000 a year.
-
Tilley: Rebooting the FOS makes sense
I’ve written before about the lack of coherence in the UK’s pension complaints landscape and it remains a source of real frustration for those of us working in the sector.
-
Lisa Webster: Pension age uncertainty lingers on
We’ve known for many years that normal minimum pension age, NMPA it's known, is going up.
-
Lisa Webster: Beware IHT and pensions double taxation
One of the most disliked aspects of bringing pensions into the estate for inheritance tax (IHT) purposes from 6 April 2027 is the double taxation that will occur when the member dies on or after their 75th birthday.
Popular News
-
FOS rules against adviser in pension transfer case
The Financial Ombudsman Service has ordered pension specialist adviser Harbour Rock Capital to compensate a former client due to ‘unsuitable’ pension transfer advice.
More than 100,000 extra pensions are being cashed in full today than they were seven years ago when records began.
Essex financial adviser firm Kapwealth Ltd (formerly Titan Investment Partners Ltd) has been declared in default by the Financial Services Compensation Scheme.
HMRC’s new technical note for IHT on pensions highlights a considerably more complex and administratively demanding landscape for families dealing with estates that include pension assets.
Time is running out for HMRC to tell the pensions industry how next April’s Inheritance Tax changes will work, according to pension consultants LCP.
The gender pension gap starts at age 28 as many women actively choose not to boost pension contributions because of competing priorities.
Nine out of 10 (90%) pension professionals reckon property has a role to play in supporting people’s retirement income.





