Latest Columns
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Lisa Webster: Take the pension first? Think again
With the impending changes to tax treatment of pensions on death, there has been talk around the order of income in retirement being turned on its head.
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Tilley: Transfer reform welcome but SSAS governance is key
At first glance, DWP’s June 2026 consultation on proposed changes to the 2021 transfer regulations does something the industry has long asked for; it acknowledges that the current regime, while well intended, has created too much friction for some perfectly legitimate pension transfers.
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Lisa Webster: Good news from DWP for SIPPs but not SSAS
The DWP has just released its long-awaited consultation on the SIPP transfer regulations – and it’s largely encouraging news. As an employee of a reputable SIPP provider the changes are positive. SSAS providers may be less enthusiastic about some of the proposals.
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Lisa Webster: Should tax-free cash always be taken?
Since the Lifetime Allowance was abolished and replaced with the Lump Sum Allowance (LSA) and lump sum and death benefit allowance (LSDBA), we have seen an increase in SIPP members who want to take drawdown only – foregoing the right to take the associated pension commencement lump sum (PCLS).
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Tilley: Are we asking too much of pension savers?
Working in UK pensions, I’ve always accepted that the system evolves. Fiscal pressures change, demographics shift, and governments recalibrate policy objectives. But even allowing for that, the pace and volume of legislative change in the pensions space over the last few years feels unprecedented, and in my view increasingly problematic.
Popular News
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AI pension answers ‘potentially harmful’ - survey
One in ten, 11%, answers to common pension questions given by AI models could lead savers to lose money or make a mistake they cannot undo, according to a new study.
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Only 16% expect a ‘hard stop’ retirement
Only 16% of UK adults expect to stop work completely and enter full retirement with 30% expecting to continue working in some capacity during later life.
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InvestAcc sells wealth manager for £12m
SIPP and SSAS provider and administrator InvestAcc has sold its Chartered Financial Planner business Vesta Wealth to its management in a £12m deal.
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Disputes over wills and trusts on the rise
Almost a third, 29%, of financial advisers and other trust and estate practitioners are seeing more disputes over wills and trusts linked to incapacity.
Only two-in-five (40%) adults know where all their private and workplace pensions are held.
SIPP savers have been warned to be wary of small platform fees and unclaimed tax relief after new analysis suggested a higher-rate taxpayer could be up to £138,948 worse off because of fees and taxes.
One in five retired people expect their estates to be hit with a IHT bill once the new rules are in place from next April, according to a new study of the market.
Less than half (46%) of complaints submitted to financial services firms are resolved within three days, according to analysis of FCA data.
Investment and SIPP provider Aberdeen has appointed Torbjörn Magnusson as chair-designate and non-executive director following the departure of Sir Douglas Flint.
The Pensions Regulator (TPR) is shifting its enforcement approach from compliance-based oversight to a new approach focused on preventing harm before it happens and delivering the best outcomes for members.





