Money troubles are what soon-to-be retirees fear most – more so than their health - a poll suggested.
Almost half of over 50s surveyed were worried about not having enough money in retirement to do the things they want to do – making it a greater concern than health.
While 49% cited financial fears in the YouGov poll, 37% were concerned about possible medical problems.
Andrew Tully, pensions technical director at Retirement Advantage, said: “Our findings are stark. Money troubles are what soon-to-be retirees fear most.
“When they should be planning for a long and enjoyable retirement, the over 50s are instead fretting that they won’t be able to pay the bills.

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“One of the first things people should do is shop around the market for the right annuity, drawdown plan or a blend of the two.
“Early signs indicate that since the pension freedom changes were introduced in April, less people are actually shopping around for their retirement income.
“This is not good news and if people aren’t shopping around then it is quite possible they may well be receiving poor value from the products they buy.”
Asked about what was important when thinking about retirement finances, seven in ten of the over 50s said the ability to pay their bills, with 56% saying the ability to go on holiday was important to them.
Mr Tully said: “It is hoped the changes in pensions will increase the amount people are saving for retirement. It’s too early to see the impact of that yet, but helping people to understand how their savings and assets can translate into income in retirement is a big part of effective Financial Planning.”