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The new tax year will bring in sweeping changes to the pension world. Due to the rushed nature of the upheaval surrounding the abolition of the lifetime allowance, we still have some areas of uncertainty as the deadline rapidly draws near.

I will be celebrating 10 years at AJ Bell in a couple of months. When I joined, Pension Freedoms had just been announced and it was all hands on deck to prepare for the huge changes on the way.