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A pensions firm's co-founder has predicted chaos if Scots vote for independence and says everyone in the financial services industry is keeping their fingers crossed that it does not happen.

Changes to the capital adequacy formula, which were announced this week, have been described as 'odd' by a Sipp provider.

Staff at a Sipps firm managed to skip for a whole day to raise over £2,000 for a Down's Syndrome charity.
A Sipp provider's director has welcomed the Budget, saying it "finally gives people ownership of their pensions".
Britons are "sleep walking into a tax trap" with widespread ignorance about what the lifetime allowance is, a study has found.
Liberty Sipp have announced a tie up with Barclays Stockbrokers, which Liberty says will make it easier for its clients to manage their pension pots.
Charles Stanley & Co has been appointed as a Discretionary Fund Manager (DFM) partner to the new Liberty SIPP.
"Oh no, here we go again!" is a message I can hear reverberating around the board rooms of Sipp operators following the FCA's announcement that hot on the heels of its new guide for Sipp operators they plan  another thematic review.
According to a recent survey conducted by Liberty SIPP almost two-thirds of financial advisers believe that high levels of service are the most important factor when selecting a Sipp provider.
Sipp providers must address their quality of their service, according to new research by Sipp provider Liberty SIPP.
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