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A Financial Planning firm has hit out at the costs facing advisers to fund the new retirement service pledged by the Government in the Budget, labelling it the 'guidance tax'.

The latest annuity data has suggested customers with smaller pension pots have immediately started to use the new freedoms to take their cash lump sum, according to the ABI.

People aged 50 and above are turning to Sipps in their droves following the overhaul in the pensions system, according to Liberty Sipp.
Scottish Widows has announced two senior appointments including a new annuities and retirement income director as the company focuses on adapting to the reforms in the Budget.
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