Comment and Blogs
Despite all the pensions-related fear and speculation that swirled around in the media during the weeks leading up to the Budget on 30 October, it was more of a case of ‘what didn’t happen to pensions’, rather than what did.
Read more: James Jones-Tinsley: Time to face up to the IHT threat
As Nikhil Rathi is reappointed as CEO of the Financial Conduct Authority (FCA) for another five years, the FCA has set out its strategic direction for 2025/26, with important implications for financial advisers.
Read more: James Jones-Tinsley: Aiming for an advice-guidance sweetspot
Whether or not an attorney can appoint a discretionary investment manager is a question that has come up a number of times over the last couple of months. The position on this has changed following updated guidance from the Office of the Public Guardian (OPG), so maybe it is no wonder confusion still abounds.
Read more: Lisa Webster: Can attorneys appoint discretionary managers?
In his second article for this new column for SIPPs Professional, leading SIPP and SSAS figure Martin Tilley, a director at Westbridge, looks at how selling a business can affect SSAS planning:
It is nearly 50 years since the concept of the Small Self-Administered Scheme (SSAS) was introduced and, despite their unique features as a retirement planning vehicle, it remains a much underused tool in the Financial Planning process.
In the first of a new column for SIPPs Professional, leading SIPP and SSAS figure Martin Tilley, a director at Westbridge, looks at the dangers of cutting costs on property valuations:
The new fiscal year is often a time for SSAS and SIPP repricing, leading to the inevitable need for advisers to reassess their preferred SSAS and SIPP partners, writes Martin Tilley.
Read more: Martin Tilley: Never cut corners on property valuations
Since the death benefit rules changed back in 2015 as part of the Pension Freedoms we have seen a significant fall in the use of bypass trusts.
Read more: Lisa Webster: The death benefit control conundrum