Lisa Webster

Displaying items by tag: Lisa Webster

Friday, 20 September 2019 07:00

Lisa Webster: Drawdown advice 2020

Lisa Webster, Technical resources consultant at AJ Bell

I’ve spent the last few weeks travelling the length of the country talking about the Retirement Outcomes Review (ROR) and what it means for advisers and their clients.

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Friday, 16 August 2019 10:12

Lisa Webster: We must wake-up to risk warnings

On 1 November we will see the first big changes come into force as a direct result of the Retirement Outcomes Review (ROR) – the FCA’s big piece of work on the post-pension freedoms world. Although the ROR focuses primarily on non-advised clients there are knock-on effects that will be felt by all clients, and their advisers too.

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Tuesday, 23 July 2019 12:19

Lisa Webster: Calls for independent pension commission grow louder

An independent pension commission is something for which we at AJ Bell have long campaigned.

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Friday, 21 June 2019 08:00

Lisa Webster: What about workplace SIPPs?

You may be forgiven for thinking regulations in respect of workplace pensions has little to do with SIPPs, yet recent proposals from the FCA could catch many thousands of SIPPs in the workplace net.

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Wednesday, 12 June 2019 08:53

Lisa Webster: IHT, ill health and pension transfers

Staveley will be a familiar name to many. The test case for IHT treatment of pensions following transfer in ill health has been in the news many times since Mrs Staveley’s passing all the way back in December 2006.

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Wednesday, 24 April 2019 12:26

Lisa Webster: How will divorce changes affect SIPPs?

It has recently been announced that divorce laws will be changing.

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Tuesday, 02 April 2019 10:30

Lisa Webster: Softening the annual allowance blow

It seems a long time since we had an annual allowance (AA) of £255,000. These days most pension savers are restricted to £40,000, but the money purchase annual allowance (MPAA) and the horribly complex tapered annual allowance (TAA) impose significant further restrictions for many. HMRC’s pension contribution statistics for 2016-17 tax year give us the first indication of the impact of the tapered annual allowance, and it’s not pretty.

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Wednesday, 20 February 2019 11:40

Lisa Webster: Beware the side effects auto-enrolment

Automatic enrolment (AE) has, by and large, been a success story. Opt outs have been fewer than predicted and the 10 millionth employee has been auto-enrolled, according to figures recently released by The Pensions Regulator (TPR). It’s also been good to see TPR getting their teeth into a few unscrupulous employers that have flouted the rules to show they mean business.

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Monday, 11 February 2019 10:55

Lisa Webster: When not to use your allowances

It’s the time of year when all good advisers will be talking to their clients about making the most of any unused allowances, and this will often include using the annual allowance (AA) for pension contributions. But are there times when the advice should actually be NOT to use it?

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Wednesday, 19 December 2018 09:00