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Sole commercial property purchases in Sipps are a popular choice for advisers but the majority are failing to offer joint commercial property purchases, according to Suffolk Life.

The Association of Member-Directed Pension Schemes is demanding more effort to halt the promotion of UCIS (unregulated collective investments schemes) to the public.

Firms using small self administered schemes (SSAS) could be liable for substantial fines if they fail to abide by the rules.

Pension investors could pay more than 70 per cent in tax charges by including 'taxable property' in their Sipps and SSASs, according to Hornbuckle Mitchell.

More than two thirds of adults fear being forced to work past 65 because they cannot afford to retire, according to Zurich.

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