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2015 is a watershed for me. It heralds the end of one journey and the start of another. It's difficult to be precise but sometime around 6 April will probably mark the transition point.

A rock festival inspired 'on tour' pensions and investments conference is ready to get going after its inaugural showing last year.
Nearly six in ten complaints relating to Sipps made to the Financial Ombudsman Service between April and December last year were upheld.
A portfolio of 140 Sipp and SSAS schemes with total funds under trusteeship of £83m has been sold for just £1.
Plans to introduce additional protection to pension holders ahead of the reforms kicking in in April have been outlined today by the FCA in a letter to chief executives of providers.
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