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Latest Columns

  • Tilley: Rebooting the FOS makes sense

    I’ve written before about the lack of coherence in the UK’s pension complaints landscape and it remains a source of real frustration for those of us working in the sector.

  • Lisa Webster: Pension age uncertainty lingers on

    We’ve known for many years that normal minimum pension age, NMPA it's known, is going up.

  • Tilley: Are we asking too much of pension savers?

    Working in UK pensions, I’ve always accepted that the system evolves. Fiscal pressures change, demographics shift, and governments recalibrate policy objectives. But even allowing for that, the pace and volume of legislative change in the pensions space over the last few years feels unprecedented, and in my view increasingly problematic.

  • Lisa Webster: Beware IHT and pensions double taxation

    One of the most disliked aspects of bringing pensions into the estate for inheritance tax (IHT) purposes from 6 April 2027 is the double taxation that will occur when the member dies on or after their 75th birthday.

  • Lisa Webster: Should tax-free cash always be taken?

    Since the Lifetime Allowance was abolished and replaced with the Lump Sum Allowance (LSA) and lump sum and death benefit allowance (LSDBA), we have seen an increase in SIPP members who want to take drawdown only – foregoing the right to take the associated pension commencement lump sum (PCLS).

Popular News

Latest News
The FCA is to launch a competition market study after concluding that the annuities market is failing consumers.

Sipps provider James Hay is expanding its Modular iSipp scheme and says its goal is to create a comprehensive platform for retirement wealth planning.

New SSAS related business at Talbot & Muir increased by 20% last year, the firm has reported.

Rowanmoor, an independent SSAS provider and a bespoke Sipp operator, has appointed former Financial Planner Gareth Rose as a consultant for the North.

Nearly half of open market pension to annuity transfers were under £20,000 last year, research indicates. 

A new investment platform called Strawberry Invest, aimed at people who already invest online, has been launched.

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