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Latest Columns

  • Tilley: Rebooting the FOS makes sense

    I’ve written before about the lack of coherence in the UK’s pension complaints landscape and it remains a source of real frustration for those of us working in the sector.

  • Lisa Webster: Pension age uncertainty lingers on

    We’ve known for many years that normal minimum pension age, NMPA it's known, is going up.

  • Tilley: Are we asking too much of pension savers?

    Working in UK pensions, I’ve always accepted that the system evolves. Fiscal pressures change, demographics shift, and governments recalibrate policy objectives. But even allowing for that, the pace and volume of legislative change in the pensions space over the last few years feels unprecedented, and in my view increasingly problematic.

  • Lisa Webster: Beware IHT and pensions double taxation

    One of the most disliked aspects of bringing pensions into the estate for inheritance tax (IHT) purposes from 6 April 2027 is the double taxation that will occur when the member dies on or after their 75th birthday.

  • Lisa Webster: Should tax-free cash always be taken?

    Since the Lifetime Allowance was abolished and replaced with the Lump Sum Allowance (LSA) and lump sum and death benefit allowance (LSDBA), we have seen an increase in SIPP members who want to take drawdown only – foregoing the right to take the associated pension commencement lump sum (PCLS).

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Latest News
A campaign sparked by the ‘devastating’ consequences of ‘shattered’ retirement plans has nearly enough support to trigger a debate in Parliament.

A pensions firm is offering free robo-advice on retirement for the most vulnerable people in society.

Sipps Professional will continue to be available 24/7 over the Christmas break - if you get fed up with too much turkey - but our daily news service will be taking a short break after 24 December and will resume on 29 December.

A body representing financial advisers has called for Pension Wise, the Money Advice Service and The Pension Advisory Service to be merged into one body.

James Hay Partnership has boosted its sales department with the addition of new platform consultants as well as appointments to its strategic account manager and business development manager teams.

There will be a last minute rush next year to open up new Sipps and SSASs overnight, a pensions expert is predicting.

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