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Latest Columns

  • Tilley: Rebooting the FOS makes sense

    I’ve written before about the lack of coherence in the UK’s pension complaints landscape and it remains a source of real frustration for those of us working in the sector.

  • Lisa Webster: Pension age uncertainty lingers on

    We’ve known for many years that normal minimum pension age, NMPA it's known, is going up.

  • Tilley: Are we asking too much of pension savers?

    Working in UK pensions, I’ve always accepted that the system evolves. Fiscal pressures change, demographics shift, and governments recalibrate policy objectives. But even allowing for that, the pace and volume of legislative change in the pensions space over the last few years feels unprecedented, and in my view increasingly problematic.

  • Lisa Webster: Beware IHT and pensions double taxation

    One of the most disliked aspects of bringing pensions into the estate for inheritance tax (IHT) purposes from 6 April 2027 is the double taxation that will occur when the member dies on or after their 75th birthday.

  • Lisa Webster: Should tax-free cash always be taken?

    Since the Lifetime Allowance was abolished and replaced with the Lump Sum Allowance (LSA) and lump sum and death benefit allowance (LSDBA), we have seen an increase in SIPP members who want to take drawdown only – foregoing the right to take the associated pension commencement lump sum (PCLS).

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Some 85% of over 50s feel they retired too early, according to a survey of 50,000 of people in this age bracket.

The Government has this morning effectively put on ice the planned cuts to the Money Purchase Annual Allowance.

The number of DB transfers completed in the first three months of 2017 increased 166%, a Sipps firm has revealed.

Momentum Pensions has launched a new Sipp and overhauled its existing products to show ‘clearer charges’.

Joanne Segars, the Pensions and Lifetime Savings Association chief executive, is to leave after a decade in charge.

Changes to pensions and savings could again be on the agenda as a result of the snap General Election, a veteran expert believes.

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