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Latest Columns

  • Tilley: Rebooting the FOS makes sense

    I’ve written before about the lack of coherence in the UK’s pension complaints landscape and it remains a source of real frustration for those of us working in the sector.

  • Lisa Webster: Pension age uncertainty lingers on

    We’ve known for many years that normal minimum pension age, NMPA it's known, is going up.

  • Tilley: Are we asking too much of pension savers?

    Working in UK pensions, I’ve always accepted that the system evolves. Fiscal pressures change, demographics shift, and governments recalibrate policy objectives. But even allowing for that, the pace and volume of legislative change in the pensions space over the last few years feels unprecedented, and in my view increasingly problematic.

  • Lisa Webster: Beware IHT and pensions double taxation

    One of the most disliked aspects of bringing pensions into the estate for inheritance tax (IHT) purposes from 6 April 2027 is the double taxation that will occur when the member dies on or after their 75th birthday.

  • Lisa Webster: Should tax-free cash always be taken?

    Since the Lifetime Allowance was abolished and replaced with the Lump Sum Allowance (LSA) and lump sum and death benefit allowance (LSDBA), we have seen an increase in SIPP members who want to take drawdown only – foregoing the right to take the associated pension commencement lump sum (PCLS).

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Latest News
The CMA has published details of the areas it plans to investigate as part of its probe into investment consultants who advise pension trustees. 

Liberty SIPP is expecting to hit the 10,000 SIPPs mark in the next few weeks as the business celebrates its 10th anniversary.

Momentum Pensions, the pension specialist and SIPP provider, has boosted the range of investment choices on its SIPP to add passive, ethical and Sharia options as well as a guaranteed income investment and a new collaboration with low cost fund provider Vanguard.

New investment platform Fundment - promoted as a potential ‘robo-killer’ - has added a low cost SIPP option to be administered by Liberty SIPP.

For Pensions Awareness Day, The Share Centre has released figures showing that its Sipp investors are investing more money than a year earlier and making more trades within their Sipps.

Xafinity says it supports the announcement from the FCA this week that investment consultants - particularly those who advise pension trustees - are to be referred to the Competition and Markets Authority.

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