HSBC Master Trust has become the first new master trust to be authorised by The Pensions Regulator which has so far focused on authorising existing schemes.
Traditional inheritance may be dying out, with a rise in 'giving while living', research has suggested.
The financial ombudsman has rejected a complaint from an investor over HSBC's £9,000 commission for setting up his Sipp.
Significant numbers of UK workers says that they expect never to be able to afford to retire fully and these individuals may form the beginning of an unretired generation.
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