I 100% agree with Claire!
SIPP illustrations are pretty worthless to the end client. How can anyone set out a easy-to-understand basis to compare a consolidation of say 2 or 3 pension funds into a SIPP, potentially in DC and DB regimes and project forward with a SIPP & commercial property purchase? there are quite simply far too many "guesses".
Now the quotes are to include a "charge" for retained interest which the clients SIPP bank account was never going to receive in the first place and varies day to day, bank to bank, SIPP balance to SIPP balance.
#nuts